Bankers Life And Casualty Company - Bad faith , breach of contract and post-claim underwriting
Willie M Godley applied for a life insurance policy on December 7, 2012. He also signed a medical release that stated his medical records would be used to determine his eligibility for coverage and benefits.
Bankers approved his policy and provided a copy on January 14, 2013. Mr. Godley died 90 days after his policy was issued. After a claim for benefits was submitted, Bankers performed a medical review and declared the policy null and void due to misrepresentation.
Bankers failed to uphold South Carolina law that dictates an insurer cannot declare a policy null and void unless the insurer can prove intent to defraud. Now, Bankers cannot declare the policy void and yet still refuses to settle the case of Sabrina D Davis v.
Bankers Life And Casualty Company(Court of Appeals 17-1869). Because this company refuses to settle this case I have setup an account on GoFundMe.com my fight against big insurance,
Reason of review: I had to file a lawsuit .
Monetary Loss: $29297.
Preferred solution: Let the company propose a solution.
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